Central Bank Rate: 1.75%
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Loan Apps Sesel

9 Verified Lenders • From 8.0% APR

Central Bank Rate 1.75%
Inflation Rate 0.51%
GDP/Capita SCR 240,338
Average Monthly Salary SCR 16,710
Income Tax Rate 30.0%
Average Property Price SCR 3,000K
Unemployment Rate 2.3%

Loan Types Available

Personal Loans

Interest Rate 8.00% - 12.00%
Loan Amount SCR 10,000 - 200K
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Business Loans

Interest Rate 7.00% - 10.00%
Loan Amount SCR 50,000 - 500K
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Student Loans

Interest Rate 5.00% - 7.00%
Loan Amount SCR 20,000 - 150K
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Mortgage Loans

Interest Rate 6.00% - 8.00%
Loan Amount SCR 200,000 - 3,000K
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Auto Loans

Interest Rate 9.00% - 13.00%
Loan Amount SCR 50,000 - 500K
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General Requirements

Age Requirements

18 - 70 years

Residency

Required

Credit Score System

FICO

Minimum Down Payment

20.0%

Top Lenders

Seychelles Credit Union

4.7
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Bank of Ceylon

4.5
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Housing Finance Company

4.2
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Absa Bank Seychelles

4.2
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Al Salam Bank

4.1
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Mauritius Commercial Bank

4.1
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Loan Calculator

Monthly Payment SCR 890
Total Cost SCR 10,680
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews